Got a Lump Sum (Bonus, Property Sale, ESOP)? Lumpsum vs STP Strategy in India
By SIPPlanCalculator.in Editorial Desk ā¢ 11 Min Read
š° How to Deploy a Large Lumpsum Windfall
Receiving ā¹10 Lakhs or ā¹50 Lakhs from an annual bonus, property sale, or ESOP liquidation is exciting ā but putting it all into equity on a single day creates extreme market-timing anxiety. A 12-Month STP (Systematic Transfer Plan) eliminates emotional bias while maximizing safety.