Mutual Fund Overlap: How Having 10 Funds Destroys Returns & How to Fix It
By SIPPlanCalculator.in Editorial Desk • 10 Min Read
🔍 Why 10 Mutual Funds Is Not Diversification
If you hold 10 mutual funds, you are paying 10 separate fund manager expense ratios to essentially hold the entire Nifty 50 and Nifty 500 index twice over. This is called over-diversification, and it guarantees benchmark-minus-fees underperformance.