How to Generate ₹1 Lakh Monthly Tax-Free Income Using SWP: Early Retirement Pension Plan
By SIPPlanCalculator.in Editorial Desk • 12 Min Read
🏖️ Why SWP Beats Bank FDs and Dividends for Pension
When you withdraw ₹1 Lakh/month from a Systematic Withdrawal Plan (SWP), you are redeeming mutual fund units. Only the capital gain portion of the redeemed units is subject to tax. Under Section 112A, the first ₹1.25 Lakhs of LTCG per year is completely tax-free!