Your bonus is here! Discover how to make it work hardest for you with mutual funds. Lumpsum or SIP – which strategy will help you maximize returns in 5 years?
That bonus feels great! But what's the smartest move? Invest it all at once (lumpsum) or spread it out over months (SIP) to grow your wealth? Let's compare.
Investing your entire bonus at once can yield fantastic returns if markets rise soon after, like Anita after the 2020 crash. But if markets dip, jitters can set in.
A Systematic Investment Plan (SIP) spreads your bonus over time. Rupee-cost averaging buys more units when markets are low, balancing your investment and reducing risk.
For most, a hybrid approach shines. Invest 20-30% as lumpsum if markets corrected, then STP the rest from a debt fund over 3-6 months. Or align with specific goals!
Don't let your bonus sit idle – inflation erodes its value! Avoid analysis paralysis or chasing 'perfect timing'. Always fund your emergency savings first.
Turn your bonus into a powerful wealth-building tool! Use our free calculators to plan your SIPs, set goals, and accelerate your financial journey. Visit sipplancalculator.in now!