Your Guide to Calculating the Right SIP Plan for a Comfortable Future.
Many of you aim for ₹75,000/month post-retirement. It's a great goal, but ignoring inflation is the biggest trap. Let's reveal what it *really* takes.
That ₹75,000 today? In 25 years (assuming 6% inflation), you'll need ₹3,21,890/month to have the same buying power. A crucial truth for your plan.
To sustainably generate ₹3,21,890/month income in retirement, you'll need to accumulate approximately ₹9.65 Crores by age 55. That's the target!
To reach ₹9.65 Crores in 25 years (at 12% returns), you'd need ₹60k-₹65k/month SIP. A Step-Up SIP (start lower, increase annually) can make it easier!
Don't ignore inflation, start too late, underestimate life expectancy, or skip annual reviews. An equity-heavy portfolio helps beat inflation long-term.
Ready to calculate YOUR personalized retirement SIP? Visit sipplancalculator.in for goal-based & Step-Up SIP calculators. Start building your dream retirement now!