Avoid the last-minute tax scramble! Discover how to calculate your *optimal* ELSS investment for maximum 80C benefits and wealth growth.
The ₹1.5 lakh 80C limit isn't just for fresh investments. EPF, home loan principal, school fees, & life insurance often cover a big chunk. Don't overinvest!
List existing 80C deductions: EPF, insurance, school fees, home loan principal. Sum them up (X). Your optimal ELSS is ₹1.5L - X. Invest only what's needed!
Beyond tax saving, ELSS offers equity market growth potential. Shorter 3-year lock-in vs. PPF/FDs, historically better returns, and wealth creation alongside tax benefits.
Don't lump sum last minute (SIP better!). Respect the 3-year lock-in. Avoid blindly chasing past returns. Factor in asset allocation & existing equity exposure.
SIP is generally better for ELSS. After 3-year lock-in, let it grow! Gains over ₹1L are taxed 10%. Choose funds with consistent 5+ year track record & experienced managers.
Calculate your optimal ELSS investment gap, then plan your SIP! Visit our SIP Calculator today to see how consistent investments can help you achieve your financial goals.