Don't just save tax, build wealth. Discover how ELSS and PPF compare and which is right for your financial goals.
ELSS is a 3-yr locked equity fund with market-linked growth. PPF offers 15-yr fixed, tax-free returns backed by the govt. Choose based on your goals!
PPF is low-risk, steady 7-8% returns. ELSS offers higher risk but potential for 12-15%+ returns over the long term. Your comfort with market volatility is key.
ELSS locks your money for just 3 years, offering earlier liquidity. PPF is a 15-year commitment, with partial withdrawals after 7 years. Plan for your needs.
For wealth creation beyond tax saving, ELSS often shines. Equity exposure and compounding over 5-10+ years can lead to significantly higher returns than debt.
Consider a mix for balance: PPF for safety, ELSS for growth. Avoid common mistakes like ignoring risk, waiting last minute, or not using SIPs for growth.
Ready to see the difference for yourself? Use our free SIP calculators to compare ELSS vs PPF returns and plan your future wealth. Link in bio!