ELSS vs PPF vs NPS: Best Tax Saving Option for Salaried Indians?

Confused about tax savings? We break down ELSS, PPF, & NPS to help you find your perfect blend for growth, safety & retirement.

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Tax Saving Dilemma? Solved!

Salaried Indians face a common dilemma: ELSS, PPF, NPS? There's no single 'best' answer. We'll help you find a personalized blend for your goals & risk.

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ELSS: Growth & Tax Savings

Equity-linked mutual fund with high growth potential. Shortest 3-year lock-in. Market-linked returns. Ideal for young investors comfortable with risk.

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PPF: Guaranteed, Tax-Free Safety

Government-backed, virtually risk-free. Guaranteed returns (currently 7.1%*). EEE status. Long 15-year lock-in. Perfect for stability & safety. *Rates vary.

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NPS: Retirement & Extra Tax Break

Government-backed pension scheme. Builds retirement corpus. Mix of equity/bonds. Special ₹50,000 extra tax deduction. Great for long-term planning.

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Your Ideal Blend: Age & Goals

The 'best' strategy is a blend! Young? Lean ELSS. Mid-career? Balance growth & safety. Nearing retirement? Prioritize PPF & conservative NPS. Review annually!

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Ready to Plan Your Future?

Don't just save tax, build wealth! Use our SIP & Goal Calculators at sipplancalculator.in to plan your financial journey today. Your future starts now!

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