Choosing between ELSS & PPF for Section 80C tax saving? It's a strategic decision, not a simple one. Discover which aligns with your financial goals & risk appetite!
Invest in stocks for higher returns potential. Shortest 3-yr lock-in among 80C, but best for 5+ years to ride market volatility. Market risks apply, gains >₹1L taxed.
Government-backed, fixed income, absolutely safe. EEE status: Tax-free contributions, interest, maturity. Long 15-year lock-in with limited liquidity. Predictable returns.
Not one-size-fits-all! High risk taker, long-term (5+ yrs) goals? ELSS. Low risk, very long-term (15+ yrs) stable corpus? PPF. Your goals define the choice.
Young professionals: Leverage ELSS for growth. Mid-career: Mix ELSS & PPF for balance. Approaching retirement: Prioritize PPF for safety & capital preservation.
Don't March-rush ELSS; use SIPs. Understand PPF's 15-yr lock-in. Don't treat ELSS only as tax-saver. Diversify – don't put all eggs in one basket.
Ready to make an informed choice? Explore our Goal SIP & general SIP calculators to see how ELSS or PPF can grow your wealth. Visit sipplancalculator.in now!