Navigating tax-saving options under Section 80C can be tricky. Should you go for the growth potential of ELSS or the safety of PPF? Let's break it down to find what's best for YOUR financial goals!
Equity-linked mutual funds for high growth potential. Shortest 3-year lock-in among 80C options. Market-linked returns, moderate to high risk. Perfect for aggressive wealth builders!
Government-backed, ultra-safe savings. Guaranteed, tax-free returns (currently 7.1%). 15-year lock-in, but virtually risk-free. Ideal for conservative, long-term goals.
ELSS: Market-linked, high growth potential (12-15%+ historically). PPF: Fixed, government-backed 7.1% (tax-free). Choose rapid growth or predictable comfort for your wealth.
ELSS offers quick liquidity after 3 years, but faces market risk. PPF has a 15-year lock-in, offering absolute safety & peace of mind. Match your goals & risk appetite.
Optimize your 80C! Young investors: more ELSS for growth. Conservative/near retirement: more PPF for safety. A balanced approach uses both for diverse financial goals.
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