Dream of escaping the daily grind by age 45? For Indian professionals, it's not just a dream, it's achievable! Discover how smart, consistent SIP investing can make it happen.
Financial Freedom means enough passive income to cover your living expenses without working. Calculate your target corpus using the '25x rule': Annual Expenses x 25.
To hit a ₹2.5 Cr corpus in 20 years at 12% returns, you'd need a ₹25,000/month SIP. Sounds high? There's a secret weapon that makes it easier for salaried pros!
Increase your SIP by 10% annually as your salary grows. A ₹15,000 SIP with 10% step-up for 20 years can accumulate ₹3.5 Crores! This is your FI game-changer.
Invest in Flexi-Cap, Large & Mid-Cap, or Index Funds for long-term growth. Diversify across 2-3 funds. Always check expense ratios & fund manager track record.
Don't start late or stop SIPs in downturns. Combat lifestyle inflation, avoid 'hot' funds, and NEVER forget essential insurance & an emergency fund. Patience pays!
Turn your dream into a plan! Use our Goal SIP & SIP Step-Up Calculators at sipplancalculator.in to map out your journey to Financial Freedom by 45. Start today!