Passive Income: Your ₹40K/Month Goal

Dream of steady income without a boss? Discover the magic of SWP and how to achieve your financial freedom and ₹40,000 monthly income.

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Your Passive Income Dream?

Imagine ₹40,000 hitting your bank every month, effortlessly. Many seek financial freedom – but what's the magic number to make it real?

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SWP Unpacked: Your Income Key

Systematic Withdrawal Plan (SWP) lets you take regular income from mutual funds. Unlike FDs, your principal can still grow, fighting inflation!

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Target: ₹40,000/Month Income

To get ₹40,000 monthly (₹4.8 Lakhs/year): You'll need ₹60-80 Lakhs, depending on a safe withdrawal rate (6-8% annually) from your corpus.

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Build Your SWP Corpus Smart

Disciplined SIPs in Flexi-Cap or Large & Mid-Cap equity funds are key. Start early, invest consistently, and de-risk as you approach your goal.

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Beat Inflation & Pitfalls

Inflation will erode your income. Build a larger corpus, consider Step-Up SWP. Avoid high withdrawal rates and ignoring periodic reviews.

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Ready to Plan Your Freedom?

Calculate your path to financial freedom! Use our Goal SIP & SIP Calculators at sipplancalculator.in to start planning today!

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