Your child's education goal is huge. Learn how a small difference in mutual fund returns can create a massive impact on their university dreams.
The gap between 10% and 14% annual returns seems small. But over 15+ years, this slight difference in your mutual fund SIP is truly monumental.
₹15k/month for 16 years: 10% gets ₹70.7L. At 14%? A staggering ₹1.15 Cr! That's nearly ₹45 lakhs extra for their education.
Focus on diversified equity funds for long-term goals. Stay invested through market cycles, don't time the market. Review your portfolio annually.
Settling for average returns often leads to shortfalls, loans, and stress. Avoid stopping SIPs during market falls or ignoring rising education costs.
Increase your monthly SIP by 10% annually. ₹1.15 Cr becomes an unbelievable ₹2.97 Cr at 14% with a step-up SIP. It's a game changer!
Ready to see how your investments can grow or how much you need to invest? Use our free SIP and Goal calculators on sipplancalculator.in!