How to Save ₹40 Lakh for Your Home Down Payment in 3 Years!

Dreaming of your own place? Let's break down the lumpsum and SIP strategy to hit that ₹40 lakh goal fast.

₹40 Lakh Down Payment in 3 Yrs?

Dreaming of your own place? ₹40 lakh down payment in 3 years is ambitious! This short timeline needs a smart, realistic investment plan combining lumpsum & consistent SIPs.

Your Lumpsum Calculation Revealed

Need ₹30-31.75 Lakh initial lumpsum for a ₹40L down payment in 3 years, assuming 8-10% returns. Most combine with monthly SIPs. Calculate your path!

Smart Funds for Short-Term Goal

Choose wisely for a 3-yr goal! Balanced Advantage Funds (BAFs) offer stability. Use Aggressive Hybrid Funds cautiously. Add Short-Duration Debt as you near your target date.

Avoid These Down Payment Blunders

Avoid common blunders: Over-optimistic returns, ignoring market volatility, not reviewing your plan. NEVER mix emergency funds with your home down payment savings!

Your Burning Questions Answered

Is Nifty 50 enough? Too risky for 3 yrs! Plan for liquidity, choose Direct Plans (lower fees). Be realistic about your income vs. goal. Factor in taxes too!

Your Dream Home Awaits!

Ready to build your dream home fund? Consistency is key! Start planning your path today. Visit sipplancalculator.in to use our powerful SIP & Goal Calculators now!