₹1 Lakh Monthly Pension in 20 Yrs?

Dreaming of a comfortable retirement? Let's break down how much you need to invest monthly to secure a ₹1 Lakh pension after two decades.

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The Magic of Compounding Time

20 years is your secret weapon! It's enough time for equity mutual funds and the power of compounding to truly supercharge your investments. Start early!

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Your Real Corpus Target

Inflation is real. To receive ₹1 Lakh nominal monthly pension after 20 years, you'll need a substantial retirement corpus of approximately ₹5 Crores.

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The Step-Up SIP Strategy

A flat SIP falls short. Start with a manageable ₹18,000/month and increase it by 10% annually. This 'step-up' SIP can build ₹5 Crores in 20 years!

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Where to Invest for Growth

For long-term wealth, choose Equity Mutual Funds: Flexi-Cap, Large-Cap, Index Funds (Nifty 50/SENSEX), or ELSS funds for tax savings too.

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Avoid These Common Mistakes

Don't stop SIPs in market dips, chase 'hot' funds, or ignore inflation. The biggest mistake? Delaying your start! Every day counts.

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Ready to Plan Your Future?

Map out your retirement journey! Use the SIP Calculators on sipplancalculator.in to customize your goals and start investing today.

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