Unlock your comfortable retirement dream with smart SIP planning!
Ever dreamt of ₹1 lakh monthly pension in retirement? Most do! But what does an "inflation-adjusted" future really look like for your SIP today? Let's dive in.
₹1 lakh today will need ₹3.2 lakh monthly in 20 years (at 6% inflation) to have the same buying power. To generate this, you'll need a corpus of ₹9.62 Crores! Shocking, right?
To build a ₹9.62 Crore corpus in 20 years, assuming 12% annual returns, you'd need a monthly SIP of nearly ₹9.88 Lakhs! This is the tough truth.
Don't despair! Your salary grows, your SIP should too. A Step-Up SIP (e.g., ₹25k starting, 10% annual increase) can build a significant corpus, making big goals achievable.
For 20 years, choose Flexi/Large-Cap or Multi-Cap funds. Avoid underestimating inflation, not stepping up SIPs, stopping during market dips, or investing without a clear goal.
Ready to start? Use our SIP Step-Up Calculator at sipplancalculator.in to visualize your future wealth. Your comfortable retirement journey begins today!