Dreaming of retiring by 55 in India with a ₹2 Crore corpus? It sounds big, but it’s absolutely achievable with smart planning. Let's explore how to make it happen!
The magic of compounding means starting early pays off huge. Starting at 25 needs ~₹5.4K/month for ₹2 Cr by 55. Delay to 35, and it jumps to ~₹18K/month! Don't wait.
The earlier you start, the less you pay monthly for a ₹2 Cr corpus by age 55 (at 12% returns). At 25: ₹5.4K. At 35: ₹18K. At 45: a massive ₹87K!
Don't just set a fixed SIP. Use a 'Step-Up SIP' to increase investments annually as your income grows. This builds a bigger corpus faster and more efficiently.
₹2 Crore today won't feel like ₹2 Crore in 20-25 years. Inflation erodes purchasing power. Factor in future expenses & lifestyle needs. You might need more!
Don't underestimate inflation, delay starting, or panic-sell during market dips. Increase SIPs annually, review asset allocation, and diversify beyond PF.
Ready to build your ₹2 Crore corpus? Visit sipplancalculator.in to use our goal-based SIP & step-up calculators! Turn your retirement dreams into reality.