Dreaming of a ₹4 Cr retirement corpus by age 55 in India? Many wonder if it's achievable. Let's break down the real numbers and the smart strategies to get there.
Aiming for ₹4 Cr by 55 in 25 years? At 12% returns, a fixed SIP of ₹45-50K/month is a starting point. This can feel daunting, but it's not the full story!
Your income grows, so should your SIP! Starting with ₹15K & increasing it by 10% annually makes ₹4 Cr achievable. It's the most practical, effective strategy!
Choose 3-5 diversified equity funds. Focus on consistent performance, not just past returns. Crucially, stick to your plan through market volatility. Discipline is key!
₹4 Cr today won't be ₹4 Cr in 25 years! Factor in 6% inflation; you might need ₹15-20 Cr for the same lifestyle. A robust step-up plan helps beat this hidden hurdle.
Don't delay, ignore step-ups, panic sell, or chase returns. Underestimating inflation and poor asset allocation can derail your plan. Learn to navigate these traps!
Ready to achieve your ₹4 Cr goal? Visit sipplancalculator.in to use our SIP, Step-Up, and Goal Calculators! Your future self will thank you for taking action today.