Planning retirement in 25 years? Let's break down the real SIP you need for a comfortable ₹50,000 monthly pension.
₹50,000 today won't buy the same in 25 years. With 6% inflation, you'll need ₹2.14 Lakh/month to have similar purchasing power!
To generate ₹2.14 Lakh/month (today's ₹50K) using a 3.5% withdrawal rate, you need a massive ₹7.35 Crore corpus!
Aiming for ₹7.35 Crore in 25 years with 12% returns? You'll need a consistent monthly SIP of about ₹49,000 from day one.
Can't start with ₹49K? Begin with a smaller SIP (e.g., ₹25K) and increase it by 10% annually. It's the smart way to reach your goal!
Diversify across Flexi-Cap, Large & Mid-Cap funds. Focus on consistency, not timing. Review annually & avoid panicking during market dips.
Ready to map out your retirement? Use our SIP calculators to see the power of compounding and achieve your financial goals!