Dreaming of early retirement? Learn exactly how much SIP you need to secure a comfortable ₹80,000 monthly income by age 55. Let's plan your golden years!
Inflation silently eats wealth! ₹80,000 today might need ₹3.4 Lakhs in 25 years to match purchasing power. Retiring early at 55 demands robust planning.
If you're 30, aiming for ₹80k/month at 55 (25 yrs), 6% inflation means you'll need ~₹3.4 Lakhs/month. This requires a HUGE corpus, around ₹10-12 Crores!
To build a ₹10 Cr corpus in 25 years with 12% returns, you'd need ~₹65,000/month SIP. Or start with ₹30-35K & step-up 10% annually – that's the magic!
Equity mutual funds are your growth engine (flexi-cap, large/mid-cap, index funds). Gradually shift to debt as retirement nears. Consistency beats timing the market!
Never underestimate inflation, ignore step-up SIPs, or panic during market dips. Review your portfolio yearly & choose equity for long-term wealth creation.
Don't just dream, plan! Use our easy online calculators to map out your unique retirement journey. Start now at sipplancalculator.in!