Dreaming of a relaxed retirement with ₹1 Lakh monthly income? Many think it's impossible, but it's totally achievable with the right strategy. Let's unlock the secrets!
₹1 Lakh today won't be ₹1 Lakh at 58. Due to 6% inflation, you'll need ₹5 Lakh/month in 28 years to maintain today's lifestyle. Don't underestimate it!
To get ₹5 Lakh/month (₹60 Lakh/year) using the 4% rule, you need a corpus of ₹15 Crore. Sounds huge, but it's achievable with consistent, smart investing!
To reach ₹15 Crore at 12% returns, you'd need ₹75,000/month SIP. Don't panic! For most, starting this high isn't feasible. We have a solution...
Increase your SIP annually (e.g., 10%) with salary hikes. This makes the goal manageable and leverages compounding power without feeling the pinch.
Diversify with Flexi/Large-Cap funds. Avoid stopping SIPs during market dips, underestimating inflation, or starting late. Review your plan annually!
Ready to visualize your financial freedom? Use our free SIP calculators to map out your journey and reach your goals. Visit sipplancalculator.in