Dreaming of ₹50 Lakh for higher education in 15 years? Learn how to strategically plan and invest to secure your child's bright future!
₹50 Lakh today isn't ₹50 Lakh in 15 years! With 7% education inflation, that goal balloons to nearly ₹1.4 Crore. Don't underestimate the future cost!
To reach ₹1.4 Crore in 15 years with a 12% average return, you'd need a fixed monthly SIP of ₹28,000. Feels high? There's a smarter way to start!
Start small, grow big! With a 10% annual step-up, you could begin with just ₹13-14K/month. It aligns with your rising income & supercharges your savings.
For 15 years, equity mutual funds are your best bet! Consider Flexi-Cap, Large & Mid Cap, or Index Funds. De-risk your portfolio 3-5 years out.
Don't ignore inflation, delay starting, or skip step-up SIPs. Avoid being too conservative & panicking during market dips. Keep goals separate!
Ready to plan? Calculate your inflation-adjusted goal & ideal SIP. Use our Goal SIP & Step-Up SIP Calculators at sipplancalculator.in today!