Your dream of freedom, demystified.
While ₹1.5 Cr sounds big, inflation erodes its value. At a 3.5% withdrawal rate, it's ~₹43,750/month. Does this match your ideal retired lifestyle? Be realistic!
Aiming for ₹1.5 Cr in 15 years (from age 30) at 12% p.a.? You'd need ~₹30,000/month. If you start at 35 (10 years), it jumps to ~₹65,000/month. Time is key!
Don't just invest, grow your SIP! A 10% annual 'step-up' can drastically lower your initial investment & boost your corpus. Leverage salary hikes for financial freedom.
Combat inflation with equity mutual funds (Flexi-Cap, Large & Mid-Cap). Choose direct plans for lower costs. Consider ELSS for tax benefits. Fund selection matters!
Don't underestimate expenses, stop SIPs early, or chase returns. Build an emergency fund first! Review your portfolio annually & adjust. Stay disciplined for success.
Your dream retirement is within reach! Use our powerful SIP calculators at sipplancalculator.in to plan your journey step-by-step. Start calculating your future today!