Dream of quitting the grind at 45 with ₹50K/month? Let's break down the SIP strategy to make it a reality!
₹50,000/month expense today will be ₹1.2 Lakh by age 45 (at 6% inflation). Don't let it derail your early retirement!
Using the 25x rule, you need ₹3.6 Crores to fund your ₹1.2 Lakh annual expense at 45. Compounding is your friend!
A regular SIP for ₹3.6 Cr is ₹76,000/month. Start with ₹35,000/month, step-up 10% annually, and hit your goal in 15 yrs!
Opt for Flexi-Cap, Large-Cap, or Balanced Advantage Funds. Prioritize equity (70-80%) for 15 years, then diversify.
Don't ignore inflation, skip step-ups, or stop SIPs during dips! Factor in healthcare & build an emergency fund first.
Ready to plan your financial freedom? Use the SIP calculators at sipplancalculator.in to map your path!