Dreaming of early retirement? Learn how much SIP you truly need to fund a comfortable lifestyle at 55 with ₹75,000 monthly expenses (today's value).
₹75,000 monthly today becomes ₹3.68 Lakhs in 25 years at 6.5% inflation. Don't underestimate its power to erode your money!
To live comfortably with ₹3.68 Lakhs monthly at 55, you'll need a massive ₹13.25 Crore corpus. This is your target for financial freedom!
To hit ₹13.25 Cr in 25 years with 12% annual returns, you need a ₹98k-₹1 Lakh monthly SIP. Sounds huge? There's a smarter way!
Start with ₹45k-₹50k/month, then increase your SIP by 10% annually. This makes the ₹13.25 Cr goal achievable as your income grows.
Don't underestimate inflation, delay starting, ignore step-ups, or chase returns. Review your diversified plan yearly for best results!
Don't just dream, plan! Use our SIP and goal-based calculators at sipplancalculator.in to find YOUR path to financial freedom at 55.