Ever dreamt of escaping the daily grind with a steady ₹50,000 monthly passive income in 15 years? It's achievable! Let's map out your journey.
Today's ₹50K will feel like ₹1.2 Lakh in 15 years due to 6% inflation. For real ₹50K purchasing power, aim for a ₹1.8 Crore corpus!
To build ₹1.8 Cr in 15 years with 12% average returns, you'd need a consistent SIP of roughly ₹39,000-₹40,000 monthly. It's a big goal, but possible!
Can't start with ₹40K? Begin smaller (e.g., ₹20K) and increase your SIP by 10% annually! Leverage your salary raises to reach your ₹1.8 Cr goal comfortably.
For 15 years, equity mutual funds are key! Consider Flexi-Cap, Large & Mid-Cap, or ELSS funds. Diversify across 3-4 well-managed funds. Direct plans save you money!
Don't ignore inflation, stop SIPs during market dips, chase 'hot' funds, or neglect stepping up your investments. Consistency and patience are vital for growth!
Ready to build your passive income? Visit sipplancalculator.in. Use our free SIP and Step-Up calculators to map your unique financial journey. Start today!