Don't let inflation silently steal your financial dreams! Discover the real SIP needed to reach your ₹1 Crore goal, accounting for the true cost of living.
A ₹1 Crore in the future won't buy what it does today. Inflation (like 6% in India) relentlessly erodes purchasing power. Don't invest ignoring this crucial factor!
To achieve today's ₹1 Cr purchasing power in 15 years (at 6% inflation), you'll actually need ~₹2.39 Crores! Your target needs to be much higher than you think.
To hit that inflation-adjusted ₹2.39 Crore in 15 years (assuming 12% returns), you might need a monthly SIP of ~₹47,000. Is this sustainable for you?
Start with a manageable SIP and increase it annually (e.g., 10-15%). This aligns with salary raises, making your inflation-adjusted ₹1 Cr goal achievable & sustainable.
Automate SIPs, review annually, stay invested through market volatility, and diversify wisely. Avoid chasing returns or panicking! Consistency is key.
Ready to crunch YOUR numbers? Use our Goal SIP & Step-Up SIP Calculators at sipplancalculator.in to plan your inflation-adjusted financial freedom today!