Many professionals dream of retiring early with ₹75K/month. But how much SIP do you really need to make this dream a reality in India?
₹75K today isn't ₹75K tomorrow! With 5-6% inflation, you'll need ₹2.5-₹3 Lakhs/month in 25 years. Target corpus: ₹7-9 Crores!
Don't keep your SIP fixed! Increase it yearly as your salary grows. A 10% annual step-up can turn a small SIP into a multi-crore retirement fund!
For long-term growth, prioritize equity (Flexi-cap, Large-cap). Add Balanced Advantage for stability. De-risk with debt funds as you near 55.
Don't underestimate inflation, start late, stop SIPs in downturns, ignore step-ups, or chase returns. Review your plan annually for success!
Your dream retirement is achievable! Start planning now. Use our calculators at sipplancalculator.in to map out your SIP journey today!