Dreaming of early retirement in India? Discover the SIP strategy to secure ₹80,000 monthly (today's value) by age 55!
Inflation is real! To maintain today's ₹80,000 purchasing power at age 55 (25 yrs later, 6% inflation), you'll need ₹3.43 Lakh/month. Don't underestimate this villain!
To generate ₹3.43 Lakh monthly (inflation-adjusted) with a safe 4% withdrawal rate, you need a corpus of approximately ₹10.29 Crore. Yes, it's a big goal!
To hit ₹10.29 Cr in 25 years (assuming 12% returns) with a fixed SIP, you'd need to invest ₹81,500/month. For many, this is too high from day one.
The game-changer! An initial ₹25,000/month SIP, stepping up 10% annually (12% returns), can build ₹11.5 Crore in 25 years. Your SIP should grow with your salary!
Embrace equity for long-term growth, diversify wisely, review regularly, clear high-interest debt. Crucially: Don't ignore inflation or delay starting your SIP!
Retiring at 55 with financial freedom is achievable! Don't just dream, plan. Use our SIP calculators to map out your journey and turn dreams into reality: sipplancalculator.in