Dreaming of quitting the grind at 45? We'll show you how to build a comfortable ₹75,000 monthly income (inflation-adjusted!) with smart SIP planning. Your early retirement starts here!
Picture this: retiring at 45 with ₹75,000/month. Sounds amazing, right? But wait! Most forget a silent wealth destroyer: inflation. That ₹75K needs to be adjusted for the future.
₹75,000 today becomes almost ₹1.8 Lakh in 15 years (at 6% inflation) to maintain purchasing power. To get this monthly income, you'll need a whopping ₹5.4 Crore corpus!
The magic of compounding means time is money! To hit ₹5.4 Cr: • Start at 25: ₹59,000/month SIP • Start at 30: ₹1,26,000/month SIP • Start at 35: ₹2,34,000/month SIP
Intimidated? Don't be! A Step-up SIP, increasing your investment annually with salary hikes, makes it realistic. Diversify across Large, Flexi, & Mid-cap funds for robust growth.
Don't fall for common mistakes: underestimating inflation, starting too late, ignoring healthcare, panicking during market dips, or not stepping up SIPs annually. Stay consistent!
Ready to map your early retirement? Visit sipplancalculator.in to use our Goal-Based & Step-Up SIP calculators. Plan your future, today! (Mutual fund investments subject to market risks.)