Your ₹10 Lakh emergency fund is a critical safety net. But is it losing value to inflation? Learn how to make it work smarter for you!
Your ₹10 Lakh emergency fund in a savings account is losing purchasing power due to inflation. Make your safety net smarter, not just idle cash.
Liquid & Ultra Short Duration Funds offer stability, liquidity, and inflation-beating returns. They're ideal for emergency funds, unlike volatile equity.
Understand Absolute returns (short term), CAGR (annualized growth over 1 yr+), and XIRR (for multiple transactions). Choose the right metric!
NEVER put your emergency fund in equity, hybrid, or long-duration debt funds. High volatility means your safety net can shrink when needed most.
Avoid treating it as long-term investment. Ensure instant liquidity, factor in taxation, and review annually. Safety over aggressive gains!
Empower your financial future! Use our SIP Calculator at sipplancalculator.in to build or grow your emergency fund diligently and smartly.