Got a bonus during a market dip? Discover if a lump sum or your regular SIP is better for high returns.
Priya has ₹5 lakh. Nifty's down 10%. Should she dump it all now, or stick to SIPs? This classic dilemma resurfaces every time markets tumble.
Investing a big sum during a dip feels smart – you buy more units. But timing the *absolute bottom* is nearly impossible, as Rahul's story shows, leading to high risk.
Your SIPs become powerful during dips! Fixed amounts buy *more* units when prices are low, averaging your cost (rupee-cost averaging). It removes emotion from investing.
1. Maintain/increase SIPs. 2. Stagger your lump sum (e.g., ₹1L/month for 5 months). This balances potential gains with risk, protecting you from emotional pitfalls.
Don't panic & stop SIPs – that's when they work best! Avoid trying to time the absolute bottom or investing emotionally. Stick to your long-term financial goals.
Consistent, disciplined investing wins long-term. See how SIPs can grow your wealth for your goals! Use our SIP Calculator at sipplancalculator.in