Is a big one-time investment better for your short-term financial goals than regular SIPs? Uncover the truth about strategic investing for quick wins.
Got a bonus for a 2-year goal? Is a big one-time investment smarter than SIPs? For short horizons, the answer might surprise you. Learn more.
Lumpsum: invest all at once. SIP: fixed amounts regularly. Lumpsum bets on market timing. SIP averages cost. Short-term changes the game.
For 1-3 years, pure equity is too risky. Market dips can derail your goal. Focus on capital preservation with debt funds (liquid, ultra-short duration).
Use debt funds for 6-12 months. For 2-3 years, consider STP: lumpsum into liquid, then monthly transfers to equity over 6-12 months to average.
Don't go all-in on equity for 2-3 years. Avoid market timing your lumpsum. Don't mix goals (e.g., ELSS for short-term). Prioritize stability.
Ready to map out your short-term savings? Use our Goal SIP & Lumpsum calculators to visualize scenarios and make smart investment decisions. Visit sipplancalculator.in