Got a ₹10 lakh inheritance? Should you invest it all at once in Mutual Funds? Let's uncover the smartest strategy for your money.
Receiving a large sum is exciting! But rushing to invest it all in MFs can be risky, especially in volatile markets. There's a smarter approach.
Trying to time the market with a big lumpsum often leads to stress, not success. A market dip post-investment can mean significant paper losses.
Systematic Transfer Plan (STP) is key! Park your ₹10L in a liquid fund, then transfer fixed amounts monthly to your chosen equity fund.
STP helps mitigate risk, allows Rupee Cost Averaging by buying at different price points, and offers peace of mind. Automated, disciplined investing!
Crucially, match your fund choice (Flexi-Cap, BAFs) to your financial goals and time horizon. Long-term goals need equity; short-term, safer options.
Ready to invest wisely? Use our calculators at sipplancalculator.in to plan your goals and kickstart disciplined investing for your future!