₹20 Lakhs? Invest Smart for 10 Yrs!

Got a lump sum? Learn how to invest ₹20 lakhs wisely for long-term growth. Don't just dump it – strategize for success!

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Lumpsum Dilemma: Dump or Strategize?

Having ₹20 lakhs is exciting, but investing it all at once can be risky. Avoid market timing pitfalls. A 10-year plan needs smart deployment.

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Know Your Investor Self First!

Are you Conservative, Moderate, or Aggressive? Your risk profile dictates the right mix of equity, debt, or hybrid funds for your ₹20 Lakhs.

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Top Funds for 10-Year Growth

Flexi-Cap, Large-Cap/Index Funds, Balanced Advantage Funds, and ELSS are ideal. Diversify across 2-3 categories for robust returns.

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STP: The Smart Way to Deploy

Invest ₹20L in a Liquid Fund, then use Systematic Transfer Plan (STP) to move funds monthly into equity. Reduces risk, keeps capital working.

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Avoid These Lumpsum Traps!

Don't time the market, ignore diversification, or chase past returns. Review your portfolio annually & beware of 'guaranteed' high returns.

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Ready to Grow Your Wealth?

Visualize your investment journey! Use our SIP & STP calculators to plan your ₹20 Lakhs for 10 years. Visit sipplancalculator.in now!

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