Your bonus dilemma, solved!
Got a bonus? Dream of turning ₹5L into ₹1Cr in 15 years? Great ambition! Now, the big question: Lumpsum vs. SIP for your financial goal?
Invest all at once. Huge gains if timed perfectly before a bull run. But market timing is nearly impossible; a crash can be disheartening for your funds.
Systematic Investment Plan (SIP) means regular, fixed investments. It benefits from Rupee Cost Averaging and instills discipline. Less stress, steady growth.
My 8+ years experience shows few time lumpsums right. SIP navigates market volatility, averaging your cost and building wealth reliably towards your ₹1Cr goal.
Don't pick just one! Try staggered lumpsum, invest a portion & SIP the rest, or boost existing SIPs. Get your ₹5L bonus working strategically for you.
Ready to make your bonus work hard? Use a goal-based SIP calculator at sipplancalculator.in to chart your path to ₹1 crore in 15 years. Start planning!