When to invest your ₹5 Lakh in today's market? Let's decode this age-old investor's question and plan your financial future.
Lumpsum means investing all ₹5 Lakh at once. SIP means spreading it out (e.g., ₹50K/month for 10 months). It's about handling market volatility!
Best when markets have corrected significantly, for 10+ year goals, or if you have high risk appetite & market insight. Consider STP for cautious entry.
Its superpower: Rupee Cost Averaging. Invests automatically, reduces stress, and frees you from timing the market. Ideal for most busy professionals.
Don't go lumpsum if markets feel 'expensive', your goal is short-term (1-5 years), or you're new/emotional investor. SIP mitigates these risks.
Avoid timing the market or stopping SIPs during dips. Align your strategy with goals. A hybrid (Lumpsum + STP) often balances risk and potential returns.
Still unsure? Use a SIP calculator to see potential returns for your ₹5 Lakh. Plan your investment journey today! Visit sipplancalculator.in