Deepak dives into the age-old investment dilemma: Lumpsum vs SIP. Which strategy yields better returns over a decade for busy professionals?
Understand the core strategies: Lumpsum is a one-time large investment. SIP is disciplined, fixed payments at regular intervals. Each has its unique approach to wealth building.
Investing a lumpsum during a deep market correction (like Rahul in 2020) can bring phenomenal returns. But predicting market bottoms is incredibly difficult and a huge gamble.
For most, SIP is the champion! Through Rupee Cost Averaging, you buy more units when markets dip, smoothing volatility. It fosters discipline and consistent growth over 10 years.
Supercharge your SIP! Increase your monthly investment annually (Step-Up SIP) to match your rising income. This dramatically boosts compounding, building a larger corpus faster.
Don't wait for the 'perfect time' with lumpsum or stop SIPs during market falls. Time in the market beats timing. Stay consistent and review your goals to succeed.
For consistent, stress-free wealth building over 10 years, SIP is often your best bet. Ready to see the magic of compounding? Use our SIP calculators today! Visit sipplancalculator.in