Unlock your financial future: Decide between investing all at once or monthly for your medium-term dreams.
Investing a lumpsum for a 5-year goal means betting on market timing. A sudden dip can hurt your returns, making it risky for medium-term ambitions.
Systematic Investment Plans use Rupee Cost Averaging. Invest fixed amounts regularly, buying more units when markets are low, averaging your cost & reducing risk.
Have a lumpsum? Park it in a liquid fund & set up an STP into equity over 6-12 months. This averages your entry & combines with regular SIPs for best results.
Don't time markets or use ultra-high-risk funds. Never stop SIPs during dips; it's when you buy cheap! Review progress & factor in inflation. Be disciplined.
For most, SIP beats lumpsum for 5-year goals. As your goal approaches (12-18 months out), gradually shift equity gains to safer debt funds to protect your capital.
Ready to hit your 5-year financial goal? Use our Goal SIP Calculator or SIP Calculator to plan your investments. Visit sipplancalculator.in now!