Got a bonus? Or big savings? Should you invest it all at once (lumpsum) or steadily (SIP)? Let's break down the best option for Indian beginners!
A Systematic Investment Plan (SIP) is like building muscle consistently. Invest a fixed amount monthly, automate savings, and grow wealth without effort. Perfect for salaried professionals!
SIPs reduce market volatility impact. Buy fewer units when markets are high, more when low. Your average purchase cost evens out, removing stress about timing the market!
Investing a large sum at once can yield great returns if timed right. But picking the 'right day' is nearly impossible. A wrong market entry can lead to panic and losses for beginners.
Got a windfall? Don't invest it all at once. Put it in a liquid fund & use a Systematic Transfer Plan (STP) to move fixed amounts monthly into equity. Best of both worlds!
Don't delay! SIPs are ideal for regular savings. For windfalls, consider STP. Avoid stopping SIPs in downturns & chasing past returns. Link investments to your financial goals.
Ready to visualize your wealth growth? Use our free calculators to see how SIPs can help you reach your financial dreams. Visit sipplancalculator.in now!