Lumpsum or SIP for ₹10 Lakhs?

Your ultimate guide to investing ₹10 lakhs in mutual funds for high returns. Make your money work smarter and achieve your financial goals!

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Lumpsum: All-In, Big Dive!

Invest your entire ₹10 lakhs at once. Great after market crashes, but timing is notoriously hard. Best for experienced investors with high risk tolerance.

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SIP: Steady Growth, Low Risk

Break ₹10 lakhs into regular investments. Rupee cost averaging reduces volatility impact by buying more units when prices are low. Ideal for new investors.

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Smart Strategy: The Hybrid STP

The best approach for ₹10 lakhs often combines both. Park in liquid funds, then systematically transfer to equity. Get immediate exposure & manage risk!

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Hybrid Approach: How It Works

1. Park ₹10L in liquid fund. 2. Invest 10-20% as lumpsum in equity. 3. STP remaining amount monthly into target equity funds. Money working, risk managed!

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Avoid These 5 Costly Mistakes!

Don't obsess over market timing, get paralysis by analysis, ignore your risk appetite, lack diversification, or invest without a clear goal. Invest purposefully!

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Ready to Invest Your ₹10 Lakhs?

Visualize your potential wealth! Use our SIP & Goal Calculators to plan your journey and achieve your financial targets. Visit sipplancalculator.in today!

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