Lumpsum vs SIP: ₹10 Lakh Bonus Dilemma?

Got a ₹10 Lakh bonus? Learn the best way to invest it: Lumpsum or SIP. Make your money work harder for your future goals!

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₹10 Lakh: Lumpsum or SIP?

Receive a big bonus? Choose between investing it all at once (Lumpsum) or breaking it into regular instalments (SIP). Both have merits based on market & risk.

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Lumpsum: Buy Low, Grow High

Ideal when markets are 'on sale' (after a significant correction). You buy more units and benefit from recovery. But beware: perfect timing is notoriously difficult!

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SIP: Your Volatility Shield

SIP uses Rupee Cost Averaging, reducing risk from market volatility by buying more units when prices fall. Great for emotional discipline & long-term growth!

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Don't Make These Bonus Blunders!

Don't fall for 'all or nothing', ignore market valuations, forget your financial goals, or be impatient. A smart bonus strategy aligns with your unique situation.

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Deepak's Take: Hybrid Strategy

Invest 20-30% as lumpsum immediately. Systematically Transfer (STP) the rest from a liquid fund into equity over 8-15 months. Maximize returns, minimize stress!

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Plan Your Bonus Smartly!

Ready to map your investment journey? Use our SIP calculators to plan your bonus investment and start building wealth today! Visit sipplancalculator.in

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