Got ₹2 Lakh for a short-term goal? Let's reveal the smartest way to invest & reach it!
For a 2-year goal, lumpsum in pure equity is a big gamble. SIP averages cost, but significant market volatility risk remains. Don't bet your goal!
Equity markets are highly volatile short-term. A 2-year window offers little time to recover from crashes. Capital preservation should be your priority, not high returns.
Prioritize capital safety! Consider Balanced Advantage Funds (BAFs) for dynamic equity/debt mix, or low-volatility Debt Funds. A staggered lumpsum into BAFs also works.
Don't chase high equity returns. Secure an emergency fund first. Remember inflation. Crucially, rebalance to safer assets 3-6 months before your goal.
Expect 6-8% from Debt Funds, 8-12% from BAFs. Pure equity is a wide, unpredictable range. Prioritize capital safety & moderate growth for your short-term goal.
Ready to map out your investment journey? Use our Goal SIP & other calculators to visualize your path to financial success! Visit sipplancalculator.in