Got that annual bonus? 🎉 Don't just spend it! Discover the best way to invest for growth: Lumpsum or SIP? We break down the smart moves for your hard-earned money.
Invest your entire bonus at once. Maximum market exposure from day one. Great if markets are undervalued, but carries risk if there's an immediate market correction. Think long-term.
Don't 'dump' it, 'drip' it! Use a 'Smart SIP' (STP) for your bonus: park it in a liquid fund, then systematically transfer to equity. Benefits from Rupee Cost Averaging, reducing volatility.
The 'best' choice is psychological! Are you a market bull with nerves of steel (Lumpsum)? Or risk-averse, preferring peace of mind in volatile markets (SIP/STP)? Choose your comfort.
Why not both? Invest 20-30% of your bonus as a lumpsum for immediate upside. Systematically transfer the remaining 70-80% via STP over 6-12 months to mitigate risk. Balance is key!
Don't procrastinate, avoid trying to time the market, align investments with your goals, and never chase 'hot' funds. Keep it disciplined to maximize your bonus potential.
Make your bonus work smarter for you! Use our powerful SIP & SIP Step-Up Calculators to envision your wealth growth. Start planning your financial future today! Visit sipplancalculator.in