Dreaming of a new home in 10 years? Let's decode the smartest way to save ₹50 lakh for your down payment.
Lumpsum: Invest a large sum once. SIP: Invest a fixed amount regularly. Both aim for your goal, but suit different financial flows and risk appetites.
Got a bonus or inheritance? A lumpsum can jumpstart your savings. It's great if you have a significant amount ready, but timing the market is key.
Regular income? SIP is your champion! It smooths market volatility via rupee cost averaging, making consistent, stress-free investing achievable.
Target ₹50 lakh in 10 years? At 12% return, you'd need ~₹21,500/month. Use a goal SIP calculator to find your exact monthly investment.
Don't underestimate inflation, ignore SIP step-ups, or panic during dips. Review annually and focus on diversified funds for a steady path.
Ready to achieve your ₹50 lakh down payment? Use our Goal SIP Calculator to chart your path now! sipplancalculator.in