Lumpsum vs SIP: Market Corrections

When markets dip, should you invest a big sum or stick to SIPs? Unlock the best strategy for your portfolio!

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Decoding the Dip

A market correction is typically a 10-20% drop – a natural market breather. It feels unnerving but creates opportunities for long-term investors. Don't panic!

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Lumpsum: Goldmine or Gamble?

Investing a large sum during a dip can yield big returns if you buy low. But timing the market is incredibly hard, risking 'catching a falling knife.' High risk, high reward.

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SIP's Power: Rupee Cost Averaging

Your consistent SIP automatically buys *more* units when prices fall. This averages your purchase cost over time, reducing volatility's impact & building wealth.

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The Smart Hybrid Strategy

Best approach? Continue SIPs religiously AND deploy small, staggered lumpsums from surplus funds during significant corrections. Less stress, more opportunity.

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Avoid These Correction Blunders!

Never panic sell! Don't stop your SIPs – you miss buying low. Avoid trying to time the absolute bottom. Keep emergency funds untouched. Stick to your risk profile.

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Calculate Your Growth!

Plan your investments smartly! Use our Lumpsum vs SIP calculator and Goal SIP calculator at sipplancalculator.in to visualize wealth & make informed decisions!

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