Rahul has a bonus & a ₹1 Cr goal. Should he invest it all at once (lumpsum) or regularly (SIP)? Let's find out which strategy works best for you!
Lumpsum is a one-time investment. SIP is a fixed amount monthly. The 'better' choice isn't just about returns; it's about your situation, market, and psychology.
Invest a large sum at once. Can give phenomenal returns if invested at market lows. But timing the market is extremely difficult and risky for most investors.
Systematic Investment Plan. Invests a fixed sum monthly, averaging out purchase cost. Removes timing stress, fosters discipline, and harnesses compounding power.
For SIP investors, market dips mean buying more units at lower prices – a friend! For lumpsum, immediate dips can cause panic. Time in market beats timing it.
Don't time the market with lumpsum. Never stop SIPs during corrections. Always have a clear goal. Boost growth with Step-Up SIPs. Avoid panic selling funds.
For most, SIP is the clear winner for ₹1 Cr goals. Start small, think big! Explore your potential with our SIP, Step-Up, and Goal SIP Calculators today! sipplancalculator.in