Your bonus just landed! Should you invest it all at once or gradually via SIP for the best mutual fund returns? Let's explore the options!
Is it better to put your entire bonus into a fund in one go (Lumpsum) or drip-feed it monthly via a SIP? This is a key question for your wealth.
Invest all at once. High potential if markets rise quickly after. But high risk if market falls. Best for long horizons & comfort with volatility.
Invest fixed amounts regularly. Rupee-cost averaging reduces market timing risk. Builds strong, resilient wealth over time. Ideal for salaried investors.
For most, a "Staggered Lumpsum" via STP is best. Invest bonus in a debt fund, then auto-transfer to equity monthly. Balances risk & reward!
Avoid hot tips, ignoring emergency funds, investing without a goal, or panic selling. Prioritize high-interest debt before investing.
Don't let your bonus sit idle. Use our Goal SIP Calculator & SIP Calculator to plan smartly and visualize your financial growth! Visit sipplancalculator.in