Got a big bonus like Priya? Should you invest it all at once or spread it out? Let's decode the best path for your ₹10 Lakh fund goal!
You have ₹10 Lakh. Dump it all into a fund (lumpsum) or invest steadily (SIP)? This common dilemma impacts your wealth journey significantly.
Invests all at once, aiming to buy units at a single price. Great in bull markets or big dips, but timing is notoriously difficult and risky.
Invests fixed amounts regularly. Leverages 'Rupee Cost Averaging' to buy more units when markets fall, fewer when they rise, reducing volatility impact.
Most try to time the market with lumpsums and fail. SIP protects you from emotions, ensures consistent investment, and builds wealth steadily over time.
Don't go all-or-nothing! Invest your lump sum into a liquid fund, then systematically transfer amounts (STP) to equity, blending lump sum speed with SIP safety.
Ready to hit your financial targets? Use our SIP & Goal Calculators on sipplancalculator.in to plan your investments effectively.