Invest all at once. Shines when markets are low for maximum compounding potential. But, risky if timed wrong & requires large upfront capital. High market timing risk.
Invest fixed amounts monthly. Rupee Cost Averaging reduces market volatility impact. Builds discipline & allows small starts. Great for salaried professionals.
To hit ₹50 Lakh in 7 years (est. 12% return): Lumpsum needs ~₹22.5L upfront. SIP needs ~₹40-42K monthly. A pure strategy can be challenging for many.
Combine SIP's discipline with strategic lumpsum investments during market dips. Increase SIP annually (Step-Up). Reduces stress, maximizes opportunities.
Don't panic sell/buy. Review funds regularly. Match investments to risk appetite. Crucially, always have an emergency fund *before* investing for goals.
Ready to plan your ₹50 Lakh journey? Use our Goal SIP Calculator & Step-Up Calculator to find your path! Visit sipplancalculator.in today.